Monday, June 05, 2006

Contents Insurance Cover

Contents Insurance Cover, London

Contents Insurance, as its name implies, insures the contents of your property, (such as your personal possessions like furniture, jewellery and other personal effects) from fire, theft, damage etc.

The level of cover is highly variable and can readily be tailored to meet the personal requirements and the budget of the insurer.

Property Insurance

London Property Insurance Services

When moving house the issue of insurance becomes very important. These insurance matters will tend to fall into two main categories:
1 - Insurance on the property itself
2 - Insurances on you personally

Insurance is a highly specialist field, and thoroughly professional, independent advice is usually essential if one is to select the appropriate level of cover.

more on buildings insurance

Self-Certification Mortgage Lender

UK Self-Certification Mortgages

Despite the bad publicity that self-certification mortgages have received in the press, these products are an invaluable source of funding for millions of people in the UK.Their name has been tarnished by a few people lying on their application forms. But if used responsibly, they are a life-saver for many self-employed workers, businessmen and even some employed people.

Self-certification effectively means that you state what you earn – and that you can afford the mortgage repayments – and the lender basically takes your word for it, although it may make a few cursory checks, depending on the lender and product that you go for.

Buy-To-Let Mortgage Rates

Buy-To-Let Mortgage

There are more than 200,000 amateur landlords in the UK and although the market has slowed because of rising house prices and interest rates, those with sufficiently large deposits 'typically 20%-25%' can still earn a respectable yield from the rental income.

Deposits generally need to be larger in today?s market otherwise the rent will not usually be sufficient to cover the mortgage interest and satisfy the lender?s requirements.

more on UK Buy To Let Fixed Mortgages

Remortgaging in UK

Remortgaging Property

Thousands of people have recently come to the end of a very cheap two-year fixed rates launched in 2003 and need to take action immediately. Many others borrowers have mortgage deals that have already expired, often leading to a doubling in their interest repayments. These borrowers are effectively throwing money down the drain while they do nothing about their mortgage situation.

find out more about mortgages and remortgages